Why use a Financial Advisor?

Your future, your family’s future – Would you enjoy the opportunity to discuss your dreams and goals in detail? And prioritise what’s really important to you and your family, because you are the star of the show.

We listen. We listen to your goals and dreams for now, next year and the future. We listen, we clarify and we ask questions to really dig deep to build a picture of what your financial future may look like.

Making sense of financial matters in plain English, to better help you understand how investments, taxation, legislation and the economy affect your financial position. And working with you along the way to educate and inform so you are well equipped to make good financial decisions.

Begin with the end in mind.

Knowing where you are going is the first step. And that destination is unique to you! Having a crystal clear vision isn’t always that easy on the surface, so by talking and exploring that vision with an independent financial advisor can help you get really clear on what it is your picture looks like.

Make a plan! “A Goal without a plan is just a wish”

A sound and comprehensive financial plan, in addition to looking at your life goals will look at the following: Tax planning, Superannuation Strategies, Cash flow Management, Debt Management, Asset Protection, Insurance, Investment Strategy, Estate Planning, Centrelink Planning, Banking and Cash, and Income Streams. The plan then creates a series of strategies and actions that will need to be done to achieve our goals

Execute the plan

Which takes us to our next step – the implementation. This is where we take action and it’s the most important part. A plan without action is a waste of time and money. A goal without a plan and without action steps is just a wish.

Review, Review, Review

We then need a process to check that we are still on track, that our goals are still relevant and our actions are still appropriate and taking us in the direction of our goals.

Because the world is constantly changing… changing rules, changing investments, changing markets and changes to our own circumstances and goals we regularly review and make changes to keep on track.

Confidence in your adviser

It’s important to choose an adviser that you have confidence in, and who you can trust to walk with you through the journey. An adviser who is well qualified, experienced and transparent goes without saying.

This information is general information only. You should consider the appropriateness of this information with regards to your objectives, financial situation and needs.